Rewards card are very helpful to people as they help you in having cash back. They also allows you to earn many different rewards or to cash in points. Reward credit cards are great for people who always pay their credit card balance every month before the interest period starts. However, there is no benefit if you do not repay the loan every month. It is better to go for a card with a cheaper interest rate instead, this way you can keep your interest low.

Cash back Cards:

Our most preferred cashback card is the American Express Platinum Cashback Credit Card.

This card offers 5% cashback for the first three months of purchases up to three 125. 1.25% cashback on each full pound cost. The annual fee for this card is £ 25, but it is still worth it if you are a big spender.

28.2% at the time of this hard writing had a representative variable APR. You can also take advantage of the recommended friend scheme. Each time you do, you get £ 30 extra cashback. It can fetch up to 150 per year!

Specific Reward Cards by Which You Can Have Avios and Air Miles:

British Airways operates the Avios scheme with American Express. You get 5,000 free bonus avios when you spend more than 1000 in the first 3 months you have. You earn an avios for the 1 you spend. No annual fee and APR 22.9%. With the card, you also get the benefit of travel risk up to 000 75,000.

Virgin Atlantic Card – This gives you a 22.9% regular APR. You get 5,000 bonus flying club miles when you make your first purchase within 90 days of opening an account to get started with you, after which you get 0.75 miles for every 1 spent with the American Express card. You also earn double miles when you spend live with the Virgin Atlantic or Virgin Vacations.

Reward Cards That Give Away Good Points:

The John Lewis & Wait rose partnership MasterCard offers 18.9% APR and 0% interest on purchases up to six months after the account is opened. Earn points towards vouchers to spend in participating stores every time you shop.

Similarly, an M&S credit card gives you one point for every 1 you spend on Marks & Spencer and one point for every 2 you spend elsewhere. 100 points you get a £ 1 voucher, then you can spend on Marks and Spencer.

Earn one point for every 1 you spend with a Tesco Club‌ card credit card. The card comes with an operating fee of 0% on 18 months of purchase, 19.9% ​​on regular APR and 9.9% on nine months on balance transfers.

AA credit card is useful for anyone who uses AA. They will be rewarded with one point for every 1 spent on fuel, motoring or AA products and a one point reward for every 2 they spend. Reward points can be redeemed at any time on a range of products and services from AA, motoring and travel products, shopping vouchers and cashback.

Who Must Use Reward Cards?

Nearly two-thirds of credit card holders pay off their balance every month. If you are one of these smart people who does not have to pay extra every month, the interest rate on your card really does not matter.