Grocery Shopping is one of the important sections of the budget. We spend a lot of money in a month on grocery shopping. To live a life we have to eat and to eat we would have to buy groceries. Thus grocery shopping is one of our utmost need. Now coming to the point, one of the biggest portion of our income is spent on grocery and according to a report of USDA a family of 4 members including 2 kids below teenage and above 6 would spend an average of $642.50 to $1280.70 in a single month. But after reading this article you would be able to spend under $600 dollars on grocery even with a family of 6 members.
You would have to trim your expenses in such a way that it would not affect your diet. By taking steps like that you would be able to save a good amount of money every month. As saving money brings a lot of benefits for you. So let us start from the 1st idea,
1- Online Couponing and Cashbacks
Now a days, you do not have to spend hours on finding coupons and getting cashbacks. There are many online platforms that help you to use digital coupon and get cashbacks by other means. You can use them to save a good amount of money every month.
One of the sites to find coupons is Coupons.com. You can get coupons for every type of shopping. Cooupons.com is a user friendly website and it is very easy to find a coupon that is suitable for you. You can get hundreds of coupons that you can use to buy grocery items on a discounted price. You can search for coupons and when you find a suitable one you can print that coupon and use it. This site also includes digital coupons. One of the best thing about this site is that it is completely free and they also have a mobile app that you can use to make your saving easier. Make sure you do not fall for extreme couponing and end up with spending a lot of money.
To get online cashbacks, you can use the app named as Ibotta. It is a kind of different from coupons.com as it allows you to earn cashback on the purchases you make. Ibotta is one of the apps in which you have to scan the receipts. To get cashbacks, you will first have to open their app and select the stores in which you want to do shopping. Ibotta works with over 270 stores that include Target, Walmart and Hy-Vee. After you select the store you want to shop, you will then see the number of offers that are available on that store. If you are interested in any offer, you will have to select the offer and after the selection you will have to go to the store and do shopping and after that you will have to scan the receipt. You will receive your amount within 2 days in your Ibotta account. You can use that money wherever you want, you will receive your cashback in direct cash rather than gift cards or other offers. You can also get discount and offers on generic food. Thus Ibotta is one of the easiest and quickest way to save money online.
2- Develop a Meal Plan
As it is important to have a budget to save money, it goes same for grocery section. In order to save money on grocery shopping you should have a meal plan so that you could stick to it. A meal plan will help you in certain ways like you will only buy according to the need of your family or it will restrain you from over spending on grocery and dining-out. Dining out is one of the expensive things, even if you go to a normal restaurant it will still cost you some dollars over the budget. You should try to find inexpensive meals so that you could save money.
To make a meal plan you do not have to do extra ordinary things. You just have to spend some time in a week in which you will have to write down the things you would have to need. Firstly you should calculate how many meals you would have with your family. Try to include inexpensive meals such as oats oatmeal or chicken fajitas. After you write down your meals, it is the time to write down the items that are required for the meals. Some of the items are already in your house such as flour or sugar etc and for others you will have to write down the quantity you will need in the upcoming week. After that write down the extra items that you will need in your weeks such as milk, fruits and bread etc.
After completing your meal plan, when you go for shopping try to stick to your meal plan. Do not buy anything out of your budget and don’t get in to lure of shopping anything extra like chips or soda etc. When you will follow your meal plan strictly, you will be able to save money.
If you find it difficult to make a meal plan, you can use an online platform named as eMeals. It will help you to plan your meals easily and you would find multiple ideas here. For eMeals, you would have to pay a $5 for a year.
3- Skip Snacks and Processed Food.
One of the biggest budget destroyer is buying snacks and processed foods. Most of the time we do not need these snacks and foods but we still buy them just for fun. Buying pop corns, snacks, chips, cupcakes and other products like that slowly destroys your budget and you end up with over spending at the end of the month. These small things do not make a big impact if bought for once but a habit of buying these things while you go out slowly destroys your budget. If you calculate the amount you spend on it monthly, you will be amazed.
When you are addicted to such junk foods, it is sometimes difficult for you to give up. So if you are unable to give up on this shopping try to replace your junk food products with healthy products. By the time you will be able to give up on the bad habits.
If you give up on your this habit you could easily live in your grocery budget.
4- Shopping from the Sale.
One of the easiest way to save money on your grocery budget is to do shopping from the sale. By this simple way you would be able to save a good amount. look through the ads so that you could find a good deal for yourself, there are some days in the week when some products are on sale so note down the products you want to buy and mark the days on which the products will be on sale. By this you will be able to save on what you are going to buy.
When you are making a meal plan for the upcoming week, try to add the things which are on sale. So that you could spend your week in less amount than you have planned for. For example, if you find apples on sale, then buy it instead of other food products or if chicken is one sale then try to have more meals based on chicken. Thus in this way you would be able to save a big amount for yourself.
Another way to save money while shopping for grocery is to buy in bulk. If you see a sale on the products that you usually use and could preserve, then you should buy those things in bulk. These things may include floor, sugar, baking soda, juices and other products. Thus look for the things when they are on sale so that you could save a good amount. Sometimes there a things that cost less than the real amount if bought in bulk. Thus you should make use of these opportunities to save more money.
One of the thing that you need to take care of is that some of the stores tries to fool you with the word sale and the price they offer in the sale is the same and you can find same products for less from the other stores. Thus make sure you have a knowledge of the products that you are going to buy so that you could not get fooled.
5- Reduce your Food Waste
One of the biggest problem of the modern world is food wastage. According to a study, one third of the worlds is wasted every year. That is a very choking statistics. So you should try to waste as less as you can in order to save the maximum. One of the things that will help you to not waste your food is a menu plan. The menu plan will help you to not buy the things that you do not need. When you are making the meals try to cook the amount required. Do not cook more than your need. This will help you to save grocery. You should also look upon your left overs and you should not throw them away. Instead of that eat them with the next meal you are going to take.
So these were some of the ideas that will help you to reduce your grocery budget or to save money on your grocery budget. These simple tricks would not take much time but you will be able to save a good amount every month. Make sure you take advantage of these in full spirits.
Do comment in the comment section below and also share your experience of saving money from grocery shopping. Have a good day!